Meet the Experts Behind Scott Horne's Owner Finance Network

Each member brings unique skills and a commitment to ensuring your transactions are handled professionally and efficiently. They’re the heart of our service and key to your successful experience with us.

Scott Horne

I’ve been an attorney with Horne and Associates PC in Dallas for 35 years. I’ve been involved in closing some 10,000 creative finance transactions and have purchased, remodeled, and sold over 2,500 single family homes. Additional I’m owner of 1st Option Title and OFN National Escrow with my partner, Susan Tierney. We also own many other businesses all vertically integrated in real estate. My passion is investing in real estate and my only strategy is Owner Financing, I hold over 300 owner finance notes.

Susan Tierney

Before investing in real estate, I spent 30 years in Sales, Marketing and Public Relations working with many of the country’s largest media firms. I started my own Media agency, Tierney Media in 1988 and it still exists today. My specialty was in helping entrepreneurial companies get their products on the shelves of the nation’s largest retailers such as Target, Walmart, and Best Buy. I wholesaled my first property in March of 2016. Today I currently hold 100+ Owner Financed Mortgages and it continues to be my primary investment strategies. I’m also partners with Scott Horne in our real estate investment business as well as other real estate related businesses.

Janet Reyes

As a licensed Escrow Officer, RMLO Loan Processor, who specializes in Owner Finance Transactions Janet has accumulated countless amounts of experience in real estate. Janet has Commercial, and Ride of Way title experience as well. As a former Transaction Coordinator, she gained Wholesaling and Hard Money Lending knowledge. Real Estate is her passion. She is a mom to 2 beautiful girls and 1 handsome stepson. She likes lifting weights and hiking with her family on her free time.

Marlene Covarubbias

I'm a Brownsville, Texas native who has a background in Real Estate as a Transaction Coordinator since 2018. I craft handmade candles, enjoy tarot readings, which provides unique insights and tackling challenges with intuition and wisdom, and a nature lover.. My adventurous spirit extends to global travels, which I get to enjoy with my husband and two dogs. I'm working on my real estate license and will continue learning and growing in my passion of real estate."

Kelia Mcdonald

What’s the most favorite part of your job? Working in a fast-paced environment, and helping people achieve their goals of buying or selling properties. I enjoy clearing title on the difficult properties. What do you like to do when you are not working? I enjoy spending time with my family and friends. I love college football. If you really knew me….you’d know? I like to follow the rules at work, but not in life…

Allyce Olivarez

I love helping people. I have been in this business for 15 years and what keeps me going is the reward of seeing people achieve a large life goal of purchasing a home. Or sellers downgrading or moving somewhere that accommodates their family better. I enjoy being a part of one of the largest purchases my clients will ever make. I love spending time with my 13 and 4 year old and my 6 year old Boston Terrier. They are the reason why I keep going every day. <3 I have a very adventurous, some would say wild, side to me. I love to try new things and enjoy a little thrill. I don’t take life too seriously. Laughing is a daily must and forgiving yourself is a requirement to love life. I try to treat every single person with kindness. You never know what that person faces daily. Love is my biggest goal.

Sharon Figueroa

What’s the most favorite part of your job? Seeing how people can benefit from these transactions. Sellers get to avoid foreclosure and sometimes even get to buy or rent their properties back. Buyers can get the opportunity to buy their own home, which for one reason or another reason they couldn’t achieved in the traditional mortgage world. What do you like to do when you are not working? I like Outdoor activities, traveling and enjoy time with the family. If you really knew me….you’d know? That I love to travel and see different cultures, traditions and people.

Tina Hill

What’s the most favorite part of your job? Helping people achieve their dreams. What do you like to do when you are not working? Travel and spend time with family and friends. If you really knew me….you’d know? Guess you’ll just have to get to know me to find out.

Shasta Cook

What’s the most favorite part of your job? Being able to help people and teach others what I know. What do you like to do when you are not working? Spending time with my kids and family. If you really knew me….you’d know? I have a big heart!